Generally, banks do not charge for electronic funds transfers. Although Capital One does not charge fees, we can't control the fees charged by your existing bank.Transfers to your checking account will generally be at your bank within 3 business days.Keep in mind, if you receive an account bonus, it may be reported to the IRS and/or your state as interest or miscellaneous income.Interest starts accruing on your deposit starting the next business day after we process your request.If you do not validate the link within 60 days Capital One may close the account, return the initial deposit including any interest earned to your linked account.If you choose to fund your account via a linked account, you (and your joint account holder if you have one) will not be able to make withdrawals from your Capital One Account until the link verification is complete.
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